Specialist finance for property and business goals

Discuss commercial property, business-purpose and SMSF lending scenarios with guidance shaped around the proposed transaction.

Discuss specialist finance
Clients discussing commercial and SMSF lending options

Who this service is for

Business owners, commercial investors and eligible SMSF trustees considering property acquisition or specialist lending.

Key considerations

Property type, valuation, lease and proposed use
Deposit, liquidity, loan term and repayment structure
Business financials and the purpose of borrowing
SMSF trust structure, compliance and personal guarantees

How it works

01

Clarify the transaction, entities and timing

02

Identify lender information and professional-advice requirements

03

Review suitable structures and prepare the application

04

Coordinate assessment with legal and financial advisers

Specialist advice is essential for SMSF borrowing

SMSF borrowing is subject to strict legal and superannuation rules. Obtain independent legal, tax and financial advice before entering a transaction.

Eligibility, pricing and approval remain subject to the selected lender’s policy and full assessment.

Common questions

Potentially, using a compliant limited recourse borrowing arrangement. Eligibility, structure and property restrictions require specialist advice.

Yes. Deposits, valuations, pricing, loan terms, covenants and documentation can differ substantially.

Commercial lending may support eligible owner-occupied or investment properties, subject to the transaction, business position and lender criteria.

Want help understanding your options?

Request a conversation with Lendvista about your property and finance goals.

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